Pay Contactless

Pay-C is the exciting new brand for our expertise and capability in contactless payment for transit and other services.

Smartran has built unique experience helping to develop, test and implement the first full touch on/touch off Model 2 for contactless payment acceptance on bus in the UK. This is a pioneering initiative which has been well received by customers and operators. It has also involved overcoming significant technical and EMV certification challenges. We are now making this expertise and experience available under the Pay-C service brand for our consultancy and project managements services for “pay contactless” in transport.


Independent, smart business solutions

Under the Pay-C brand we offer our expertise in:

  • Proposition definition and development

  • EMV payment service integration and certification

  • Setup and operation of trials

  • Transition and rollout

  • Project and Programme Management

We also have extensive experience with ITSO schemes and can advise on combined schemes which encompass pre-paid travel passes, account based ticketing, UK Cards Model 1 (contactless with known fare) and UK Cards Model 2 (post pay with aggregation and liability shift).


Fast, efficient and easy to use

Through 2015-17 the UK payment industry and transport sector developed guidelines and rules for use of contactless payment cards in transit. We can help you understand these payment mechanisms and achieve compliance whilst avoiding pitfalls and delay.

Outside London, the most effective way to make it easier and quicker to use public transport is to implement acceptance of contactless payment cards with touch on/off or touch on with fixed fare. Customers are charged the correct fare for the journey and can also benefit from off peak fares, zonal caps, daily caps and multi-day caps.


Fares, ticket types and customer experience.

Smartran brings expertise and insight in fares, ticket types, service operations and customer experience.

We have addressed the specific challenges aligning touch on/off with existing fare structures and achieving reliable operation. We have also lead integration, EMV certification and field testing with payment service providers who have had to support new validation, authorisation, settlement and debt recovery flows.

Looking to develop your business but not sure where to turn? Need help planning or executing your next project? Let us guide you. Any organization can move forward with small incremental changes, but building for the future in today’s rapidly evolving environment means taking bold chances and making insightful decisions.

We are now offering both professional services and introduction to technology provided by our business partners. Please contact us for a link to our short animation which illustrates the advantages for transport operators and their customers.

©2020 by Smartran.